Sleep Now, Pay Later
Explore our special financing offers & payment options
Choose from four great options
Get 0% interest financing for up to 60 months. Financing with Synchrony HOME credit card makes it fast, simple, and secure to apply online.
6 Months Deferred Interest Minimum Purchase
$150
$150
12 Months Deferred Interest Minimum Purchase
$499
$499
No interest if paid in full*on purchases of $150/$499 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6/12 months or if you make a late payment. Minimum payments required.
36 Months Equal Payments Minimum Purchase
$1,399
$1,399
48 Months Equal Payments Minimum Purchase
$2,999
$2,999
60 Months Equal Payments Minimum Purchase
$6,999
$6,999
No interest and 36/48/60 monthly payments**on mattress*** purchases of $1,399/$2,999/$6,999 or more.
**With credit approval for qualifying purchases made on the Synchrony Credit Card at participating stores. As of 8/2/2020 APR Variable: 29.99%. Minimum interest charge $2.00. See card agreement for details. Offer is only valid for consumer accounts in good standing; is subject to change without notice; see store associate for details. May not be combined with any other credit promotion offer.
***Clearance items do not qualify for financing.
Make easy monthly payments over 3, 6, or 12 months. Find out in real time how much you may prequalify for with only a few clicks. For example, on a $700 purchase, you may pay $63.18 for 12 months witha 15% APR
Prequalify Today
Checking your eligibility won't affect your credit score. Affirm payment subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Your rate will be 10–36% APR based on credit and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Apply for a 90-day lease-to-own payment option - no credit needed! Receive quick approval along with your approval amount that can be used instantly.
- You must be 18 years or older
- Valid Social Security Number or ITIN
- Routing & Account Numbers for Active Checking Account
- Credit or Debit Card
